Precious Metals IRA
1. What is a Precious Metals IRA?
A Precious Metals IRA is a self-directed retirement account that allows you to hold physical gold, silver, platinum, or palladium as a tax-advantaged investment, approved by the IRS.
2. How is it different from a regular IRA?
Unlike traditional IRAs that hold paper assets, a Precious Metals IRA allows direct ownership of real, physical metals stored in IRS-approved vaults.
3. What metals are IRA-eligible?
Gold (99.5%), Silver (99.9%), Platinum (99.95%), and Palladium (99.95%) coins and bars from accredited mints like the U.S. Mint and Royal Canadian Mint.
4. Is my metal physically stored?
Yes. Your metals are stored in fully insured, segregated vaults—never pooled or commingled—offering full ownership transparency.
5. Can I rollover my existing IRA or 401(k)?
Absolutely. Tax-free rollovers are allowed from IRAs, 401(k)s, 403(b)s, TSPs, and more—without triggering a taxable event.
6. Are there any tax benefits?
Yes. Like traditional IRAs, contributions may be tax-deductible and gains grow tax-deferred until distribution.
7. What happens during a distribution?
You may choose to receive cash or take possession of the physical metals directly at retirement age (59½+).
8. Is this IRS-compliant?
Yes. All GCV Precious Metals IRAs are fully compliant and held through qualified custodians with IRS-approved vault partners.
9. How fast can I open an account?
Most accounts are approved within 24–48 hours, and metals are purchased immediately upon funding.
10. Is there a minimum investment?
Our recommended minimum is $10,000, though higher allocations offer better portfolio protection and pricing flexibility.